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You need a lot of sandwiches to keep up with your Starfield mortgage

If you're selecting the Dream Home trait in Starfield on Xbox, you're going to need to pay an obscene amount of credits to keep up with your Starfield mortgage.

Starfield dream home mortgage: an image of Sarah Morgan from the RPG

If you can believe it, Bethesda’s Starfield is actually out and available to play – if you have Starfield early access, anyway. Is this one of the studio’s best RPG games? You could certainly make a case for that. Is, though, this one of the most realistic RPG games out there? Well, if you’re someone trying to get on the property ladder, it is. If you want to try and keep on top of your Starfield Dream Home mortgage payments, you’re going to need a truly obscene amount of sandwiches.

One of the three optional Starfield traits you can choose from when you’re checking out the full Starfield character creation suite is Dream Home. Like Kid’s Stuff, which could be your ticket to some exclusive loot, Dream Home opens up new avenues of gameplay and new features for you to enjoy; it just comes at a price. When it comes to Dream Home – which gives you access to a luxury fully-customizable house – that cost is 125,000 credits. A week.

That’s right, it’s an expensive one. As you can see in this clip from content creator ‘ChilledChaos‘, the Dream Home trait has the following description:

“You own a luxurious, customizable house on a peaceful planet! Unfortunately, it comes with a 125,000 credit mortgage with GalBank that has to be paid weekly.”

If your initial impression is that this sounds like quite a lot of credits, it’s because it is. In fact, when you look at the price of a sandwich (75 credits) in isolation, you would need to sell 1,667 every single week to pay for it. When you think about how your first Starfield spaceship will cost you around 98 sandwiches, this is really expensive. In fact, it’s a near-ridiculous amount.

Is this an accurate representation of 24th century economic values? Well, when you look at the way mortgage rates are rising right now, it might be. Saying that, the Starfield rate of payback is roughly 40 times the amount you pay – on average – right now, when you look at the average cost of a sandwich too. So, maybe not.

Is this something that helps Starfield cement itself as one of the best games of all time? Right now, it is hard to say. However, this is certainly just one of several interesting systems co-existing in this behemoth. We think the fact that Starfield’s VASCO is the most ruthless Bethesda NPC yet is a better sign of that, though.

If you’re waiting for the full Starfield release date with Xbox Game Pass, you should check out some of the best games like Starfield to fill your time with ahead of time. Or, you can read all about what the first Starfield reviews are saying about the game and prepare yourself for what you’re getting into.

Still looking for more? While a good Starfield wiki can be a handy source of information, our new Starfield Database goes further, offering you daily news, searchable databanks, and even interactive tools.