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How to make money in GTA 5 and GTA Online

If you’re hoping to become the richest criminal in Los Santos or the world, here’s how to make money in GTA 5 and GTA Online on PS5 and Xbox.

Growing a criminal empire in the expensive city of Los Santos isn’t an easy task, so finding out how to make money in GTA 5 and how to make money in GTA Online is a crucial first step to getting some disposable income. And we see you eyeing those luxury cars, so you’ll need that extra cash.

Before we get into our best money-making tips for GTA 5 and GTA Online, we recommend finding out how to transfer saves in GTA 5 if you’re moving from a last-gen console to a current-generation console, like moving from Xbox One to Series X|S. Now then, if you’re hoping to pick up some of the fastest cars in GTA 5 and GTA Online, here’s how to get some good ol’ money.

How to make money in GTA Online

Here are the best ways to make money in GTA Online:

  • Play game modes that offer extra money
  • Spin the Casino wheel
  • Finish your daily objectives
  • Complete Heists
  • Stick with one career (for now)
  • Special and vehicle cargo
  • Spend your real money

How to make money in GTA Online: GTA Online Project Overthrow game mode poster

Featured game modes

Every week, Rockstar will offer some great rewards with double or triple GTA$ by playing some of the standard game modes. You can find out which of the modes is featured currently by checking out the Rockstar Social Club events, which will give you a rundown of the latest featured mode.

How to make money in GTA Online: the Diamond Resort and Casino in GTA Online

Spin the casino wheel

Each day you can spin the casino wheel in the Diamond Casino & Resort location, allowing you to (if lucky) get some free cash, or other rewards such as RP, casino chips, clothing, discounts on vehicles, or the big prize, the podium vehicle itself.

Just like in real life though, the house always wins, so spin once and leave it at that. If you collect casino chips from the wheel, trade them in for some GTA$. If you do this every day, you’ll be up in money or items fast, but if you keep gambling, you’re most likely to lose.

How to make money in GTA Online: character holding a phone in GTA Online poster

Finish your daily objectives

For those of you who play live-service games, like Fortnite or Apex Legends, you’ll know daily objectives like the back of your hand. Every 24 hours, new daily objectives are available which task you with completing pretty easy goals for some quick cash. While the rewards each day aren’t the best, completing every daily objective for a week, and later, a month will get you some additional bonuses, which are very much worth getting.

How to make money in GTA Online: GTA Online criminals preparing for heist

Complete Heists

The bread and butter of GTA 5, and the online mode GTA Online, are the Heists. These elaborate, multi-objective missions are the biggest payday in GTA Online, at the cost of using your hard-earned money on starting them up.

You’ll definitely need to bring some friends along for the ride, as communication and working together is key to scoring the jackpot in the final mission. If you’ve ever played an MMO, think of these as raids – difficult challenges that can earn you some incredible rewards, if you know what you’re doing. There are currently eight Heists in GTA Online, those being:

  • The Fleeca Job
  • The Prison Break
  • The Humane Labs Raid
  • Series A Funding
  • The Pacific Standard Job
  • Doomsday
  • The Diamond Casino
  • Cayo Perico

The amount you can earn from Heists will vary, depending on how many players you have (each taking a cut), whether you’ve played before, and in the case of the latter heists, you’ll lose money if you take damage. However, for those daring enough, you can complete a range of one-time challenges to earn extra GTA$, such as completing a heist for the first time, or completing all heists with the same team, while losing no lives, on hard difficulty.

How to make money in GTA Online: man in a suit sitting down from GTA Online

Stick with one career (for now)

Gigantic paydays are always great fun, but earning passive income is the main goal in GTA Online. Money can disappear from your bank account as fast as it enters it if you aren’t careful, so investing in a business will reward you in the long run. Hey, it’s just like real life!

There’s no harm in purchasing the various business properties required to run multiple styles of operations, but we seriously recommend starting with one, namely becoming the CEO of an Organization. The reason we suggest this is that you can do import/export work, where selling vehicles and other cargo offers some seriously lucrative money, and you can always use your passive income to open other businesses down the road.

Obviously, your time is only worth how much fun you’re having, and the other businesses (such as becoming a Nightclub owner or becoming the founder of a Motorcycle Club) still offer money for your time working on it. But overall, the endgame is to be able to live a high life with some great income, and we suggest becoming a CEO as the best way to reach that goal.

How to make money in GTA Online: Ramp car in GTA Online

Special and Vehicle cargo

If you’ve listened to our advice so far, and you should be, you’re now in a spot where you’ve started up your own Organization. That means the next step is, you guessed it, making money. The best way to do this as a CEO is by further investing in warehouses for vehicles, completing Special Vehicle missions and sourcing standard and mid-range vehicles, and then selling them off when your warehouse is full.

Do this, and you’ll be earning a great amount of money per hour that makes the heist payouts look like pocket change.

How to make money in GTA Online: Shark Cards collection from GTA Online

Spend your real money

Failing all else, and if you don’t have the free time to spend hours perfecting your startups and working on your Heists, the best bet is to spend your own hard-earned money. There are various GTA 5 Shark Cards, which have increasing amounts from a measly 200,000 GTA$ all the way up to the extremely expensive 8,000,000 GTA$.

We don’t recommend this option, even if it does seem pretty tempting. However, if you really really need that new virtual car to show off in the lobby, then that’s the fastest way to do so. We’ll only judge you a little bit.

Now that you have some extra money, and hopefully, a fast car collection, check out the fastest bikes in GTA Online so you have some two-wheelers in your garages.

How to make money in GTA 5: Trevor, Franklin, and Michael from GTA 5 story mode

How to make money in GTA 5

The best ways to make money in GTA 5 are by progressing through the story mode, committing robberies, and completing assassinations. However, you’ll gain enough money over time as you complete heists in the campaign.

There are a range of ways to earn cash in GTA 5 story mode, such as progressing through the main missions, each offering its own rewards per mission and you’ll complete heists throughout the campaign with big paydays.

You can also make some quick cash by completing other criminal activities, like robbing a store or an armed truck, or by taking on assassinations. Honestly, I stormed through the story mode when I first played the game and had no concerns about a lack of money, so I doubt you’ll be scraping by for cash, especially if you end up sinking your time in GTA Online.

That’s how to make money in GTA Online and how to make money in GTA 5. There are some great GTA 5 cheat codes you can use in the story mode if you want to have some old-fashioned sandbox fun, but unfortunately, they don’t offer any cash themselves.