FIFA 21 POTM Fernandes SBC: solutions and cheap players

How to solve this month's Premier League POTM SBC in FIFA 21 Ultimate Team

Another month, another Premier League superstar gets a disgustingly good special card in FIFA 21 Ultimate Team.

For December 2020, it’s Manchester United’s midfield maestro Bruno Fernandes who has been crowned the Premier League’s Player of the Month, and as such, a pretty insane 91-rated card is available for those willing to complete some Squad Builder Challenges. However, since the card is so high-rated and boasts some incredible stats, this SBC set is going to make a dent in your club’s coffers. There are five puzzles in total, and while the requirements are relatively straightforward, you’ll want to know which players are the cheapest to use.

While we do have a best cheap FIFA 21 SBC players guide here at The Loadout for your reference, here we’ll be looking specifically at some useful players or solutions that you’ll need to get your hands on Fernandes’ new card. So be prepared to empty your club’s bank account, because here’s how to solve this Portuguese baller’s SBC set.

Bruno Fernandes POTM SBC

To get this 91-rated Bruno Fernandes POTM special card, you’ll need to solve five SBC puzzles ranging from an 85 squad rating up to an 88 squad rating.

We’re estimating that this entire SBC set will cost between 850,000 – 1 million coins depending on market prices and how many players you already have in your club.

National Duty

  • Minimum one player from Portugal
  • Minimum team rating: 85
  • Minimum chemistry: 80

While the squad rating in this one is relatively generous, this set relies on a substantial amount of chemistry, so sticking to one league will make things a lot easier here.

You also need at least one Portuguese player. A nice, accessible league with a few Portuguese options is the Premier League, so that’s what we’re recommending here.

Key players to nab before their prices rise too high include goalkeeper Rui Patricio (84), right-back Nelson Semedo (83), or central midfielder Joao Moutinho (83). All three players play for Wolves. You can also check out our cheap SBC players guide for some good value Premier League players to fill out this squad.

However, here’s a warning for you: If you have any high-rated (85+) Premier League players in your club that you’re willing to part with, hold onto them for now, as you may need them for later puzzles in this set.

Manchester United

  • Minimum one player from Manchester United
  • Minimum team rating: 86
  • Minimum chemistry: 75

Again, this one will require some chemistry, but you could get away with simply picking up a Manchester United player and dropping them into, say, a high-rated LaLiga squad. There’s enough leeway here.

Cheap Man Utd options at the moment are right-back Aaron Wan-Bissaka (83) and central midfielder Donny van de Beek (83). You can scoop these guys for between 2,000 and 4,000 coins. However, you will need some 87 or 88-rated players in your squad to hike up the team rating.

Part with some more coins and you could pick up goalkeeper David de Gea (86), who won’t compromise your squad rating. He’s floating around the 18,000 – 20,000 coin mark at the moment, but it could be good value if you don’t have the players to counteract van de Beek or Wan-Bissaka’s low ratings.

Premier League

  • Minimum one player from the Premier League
  • Minimum team rating: 86
  • Minimum chemistry: 70

And here’s why we advised you to hold on to high-rated Premier League players. If you don’t have any 85+ Prem players right now, then there are some good value alternatives on the market.

For 85-rated players you have a few options: Bernd Leno, Hakim Ziyech, and Rodri are all floating around the 10,000 coin mark. If you want to go up to 86-rated players, David de Gea is again a good shout, but his price may increase due to the previous puzzle. If so, Jamie Vardy or Jordan Henderson are your next-cheapest alternatives.

At around 25,000 coins, Roberto Firmino also presents good value for an 87-rated player.

With a requirement of only 70 chemistry, it’s safe to chuck whichever Premier League player you get/have into a LaLiga or Bundesliga team, which are usually cheaper to build than full Premier League teams.

Top Form

  • Minimum team rating: 87
  • Minimum chemistry: 50
  • To be confirmed: Minimum one Team of the Week player

You may want to complete this challenge quickly, as at the time of writing, it appears to be bugged. While the puzzle’s description asks for a Team of the Week player, EA appears to have missed it off the requirements, meaning you can complete it without parting with a TOTW card. Simply make a 50-chemistry, 87-rated team and you can solve it.

If you’re reading this and EA has patched this, sorry, you were too slow. You’ll need a TOTW player now, a high-rated one at that. If you haven’t got one in your club, here’s some cheap options you can scoop from the transfer market.

For 86’s, Ligue 1 goalkeeper Anthony Lopes is less than 30,000 coins at the moment. For 87’s, the Bundesliga is your best bet: Thomas Muller, Mats Hummels, and Yann Sommer all have in-form TOTW cards for between 45,000 and 50,000 coins.

88-rated Squad

  • Minimum team rating: 88
  • Minimum chemistry: 50

Very straightforward this one. This puzzle simply wants you to splash some cash or part ways with high-rated players.

Be sure to check out our cheap SBC players guide or keep an eye on FUTWIZ for who to pick up, but just make sure things spark with a little bit of chemistry.